:root{--navy:#10296d;--blue:#1689c7;--teal:#238d84;--purple:#7040a7;--ink:#17213f;--muted:#59627a;--paper:#fff;--soft:#f4f8ff;--line:#d9e3f5;--focus:#ffbf47;--shadow:0 18px 45px rgba(16,41,109,.12)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,"Helvetica Neue",sans-serif;color:var(--ink);background:var(--paper);line-height:1.65}a{color:var(--navy);text-underline-offset:.18em}a:hover{text-decoration-thickness:2px}a:focus-visible,button:focus-visible,input:focus-visible,textarea:focus-visible,select:focus-visible,summary:focus-visible{outline:4px solid var(--focus);outline-offset:3px}img{max-width:100%;display:block}.container{width:min(1120px,92%);margin-inline:auto}.narrow{max-width:850px}.skip-link{position:absolute;left:12px;top:-80px;background:var(--navy);color:#fff;padding:12px 18px;z-index:100;border-radius:0 0 10px 10px}.skip-link:focus{top:0}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}.site-header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.97);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}.nav{display:flex;align-items:center;justify-content:space-between;min-height:82px;gap:20px}.brand,.footer-brand{display:flex;align-items:center;gap:12px;font-weight:900;text-decoration:none}.brand img{width:62px;height:62px;object-fit:contain;border-radius:50%}.nav-links{display:flex;align-items:center;gap:18px;list-style:none;margin:0;padding:0}.nav-links a{font-weight:800;text-decoration:none}.nav-links a:not(.button):hover{text-decoration:underline}.menu-button{display:none;border:0;background:none;font-size:1.7rem;color:var(--navy);padding:10px}.button{display:inline-flex;align-items:center;justify-content:center;border:0;background:linear-gradient(90deg,var(--purple),var(--blue),var(--teal));color:#fff;padding:.88rem 1.25rem;border-radius:999px;font:inherit;font-weight:900;text-decoration:none;box-shadow:0 8px 22px rgba(22,137,199,.2);cursor:pointer}.button:hover{text-decoration:none;filter:brightness(.94)}.button.secondary{background:#fff;color:var(--navy);border:2px solid var(--navy);box-shadow:none}.button.light{background:#fff;color:var(--navy);box-shadow:none}.hero{padding:76px 0 60px;background:radial-gradient(circle at 80% 20%,rgba(232,121,19,.13),transparent 25%),radial-gradient(circle at 10% 80%,rgba(112,64,167,.13),transparent 26%),linear-gradient(180deg,#fff,#f7faff)}.hero-grid{display:grid;grid-template-columns:1.08fr .92fr;align-items:center;gap:56px}.eyebrow{margin:0 0 .8rem;font-weight:900;letter-spacing:.11em;text-transform:uppercase;color:var(--teal);font-size:.82rem}.eyebrow-light{color:#bdf2ec}h1,h2,h3{line-height:1.12;margin:0 0 1rem;color:var(--navy)}h1{font-size:clamp(2.55rem,6vw,4.8rem);letter-spacing:-.035em}h2{font-size:clamp(1.9rem,4vw,3rem);letter-spacing:-.025em}h3{font-size:1.3rem}.card-heading{font-size:1.55rem}.lead{font-size:1.18rem;color:var(--muted);max-width:66ch}.microcopy,.small,.field-help{font-size:.92rem;color:var(--muted)}.hero-actions{display:flex;gap:14px;flex-wrap:wrap;margin:28px 0 16px}.hero-card{background:#fff;border:1px solid var(--line);border-radius:34px;padding:22px;box-shadow:var(--shadow)}.hero-card img{border-radius:26px}.trust-strip{display:grid;grid-template-columns:repeat(4,1fr);gap:15px;padding:28px 0}.trust-item{border:1px solid var(--line);border-radius:18px;padding:17px;text-align:center;font-weight:850;color:var(--navy);background:#fff}section{padding:76px 0}.section-soft{background:var(--soft)}.section-head{max-width:760px;margin-bottom:36px}.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:30px}.split{display:grid;grid-template-columns:1fr 1fr;gap:52px;align-items:start}.card{background:#fff;border:1px solid var(--line);border-radius:24px;padding:27px;box-shadow:0 10px 28px rgba(16,41,109,.07)}.card .icon{font-size:2rem;display:inline-grid;place-items:center;min-height:44px;margin-bottom:12px}.money-icon{width:44px;border-radius:50%;background:#edf9f7;color:var(--teal);font-weight:900}.check-list,.cross-list{padding-left:0;list-style:none}.check-list li,.cross-list li{padding:.42rem 0 .42rem 1.7rem;position:relative}.check-list li:before{content:'✓';position:absolute;left:0;color:var(--teal);font-weight:900}.cross-list li:before{content:'–';position:absolute;left:.25rem;color:var(--purple);font-weight:900}.callout{background:linear-gradient(135deg,var(--navy),#173d9c);color:#fff;border-radius:28px;padding:38px}.callout h2{color:#fff}blockquote{margin:20px 0;padding:4px 0 4px 20px;border-left:5px solid var(--purple);color:var(--muted);font-size:1.08rem;font-style:italic}.steps{list-style:none;padding:0;counter-reset:steps}.steps li{display:grid;grid-template-columns:38px 1fr;column-gap:12px;margin:18px 0;counter-increment:steps}.steps li:before{content:counter(steps);grid-row:1/3;display:grid;place-items:center;width:34px;height:34px;border-radius:50%;background:var(--navy);color:#fff;font-weight:900}.steps span{color:var(--muted)}.page-hero{padding:68px 0 50px;background:linear-gradient(180deg,#f1f7ff,#fff)}.page-hero h1{font-size:clamp(2.5rem,5.5vw,4.5rem)}.breadcrumb{display:flex;gap:10px;font-size:.92rem;color:var(--muted);margin-bottom:20px}.contact-grid{display:grid;grid-template-columns:.88fr 1.12fr;gap:30px}.contact-card{background:var(--soft);border-radius:24px;padding:28px;border:1px solid var(--line)}.contact-list{margin:0}.contact-list div{padding:14px 0;border-bottom:1px solid var(--line)}.contact-list div:last-child{border-bottom:0}.contact-list dt{font-weight:900;color:var(--navy)}.contact-list dd{margin:3px 0 0}.form-row{display:grid;grid-template-columns:1fr 1fr;gap:16px}label{display:block;font-weight:850;margin:.85rem 0 .35rem}input,textarea,select{width:100%;padding:.92rem;border:1px solid #8fa2c5;border-radius:12px;font:inherit;background:#fff;color:var(--ink)}textarea{min-height:150px;resize:vertical}.consent{display:flex;gap:12px;align-items:flex-start;font-weight:500;margin:20px 0}.consent input{width:auto;margin-top:6px}.notice{background:#fff8df;border:1px solid #e7ca75;border-radius:16px;padding:16px;color:#58450f}.emergency{margin-top:18px}.price-card{display:flex;align-items:baseline;gap:10px;margin:18px 0}.price{font-size:4rem;line-height:1;color:var(--navy);font-weight:900}.document-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:28px}.document-card{display:flex;flex-direction:column;gap:8px;padding:23px;border:1px solid var(--line);border-radius:20px;text-decoration:none;background:#fff;box-shadow:0 8px 24px rgba(16,41,109,.06)}.document-card:hover{border-color:var(--blue);transform:translateY(-2px)}.document-card strong{font-size:1.08rem}.document-card span{color:var(--muted)}.policy-note{max-width:850px}.faq-list details{border:1px solid var(--line);border-radius:16px;padding:0 20px;margin:14px 0;background:#fff}.faq-list summary{cursor:pointer;font-weight:900;color:var(--navy);padding:20px 4px}.faq-list details p{margin-top:0;padding:0 4px 18px}.footer-brand{color:#fff}.footer-brand img{width:58px;height:58px;border-radius:50%}.footer-title{font-size:1.15rem;color:#fff}footer{background:#091b4d;color:#fff;padding:50px 0 24px}footer a{color:#fff}.footer-grid{display:grid;grid-template-columns:1.3fr 1fr 1fr;gap:36px}.footer-bottom{display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap;border-top:1px solid rgba(255,255,255,.22);margin-top:30px;padding-top:20px;font-size:.9rem;color:#d9e1ff}@media(max-width:920px){.nav-links{gap:12px}.nav-links a{font-size:.92rem}}@media(max-width:860px){.hero-grid,.split,.contact-grid,.grid-2{grid-template-columns:1fr}.grid-3,.document-grid{grid-template-columns:1fr 1fr}.trust-strip{grid-template-columns:1fr 1fr}.menu-button{display:block}.nav-links{display:none;position:absolute;top:82px;left:0;right:0;background:#fff;padding:20px 4% 26px;flex-direction:column;align-items:stretch;border-bottom:1px solid var(--line);box-shadow:0 16px 28px rgba(16,41,109,.12)}.nav-links.open{display:flex}.nav-links a{display:block;padding:8px}.nav-cta{text-align:center}}@media(max-width:560px){section{padding:58px 0}.grid-3,.document-grid,.trust-strip,.footer-grid,.form-row{grid-template-columns:1fr}.hero{padding-top:48px}.brand span{font-size:.95rem}.brand img{width:54px;height:54px}.nav{min-height:72px}.nav-links{top:72px}.hero-actions .button{width:100%}.card{padding:22px}.price{font-size:3.2rem}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}
/* v3 visual redesign */
html,body{max-width:100%;overflow-x:hidden}.topbar{background:#071c52;color:#fff;font-size:.83rem}.topbar-inner{min-height:36px;display:flex;align-items:center;gap:24px}.topbar-values{margin-left:auto}.site-header{top:0}.nav{min-height:120px}.brand{width:360px;max-width:38vw}.brand img{width:100%;height:94px;object-fit:contain;object-position:left center;border-radius:0}.nav-links{gap:28px}.nav-links a{font-size:1.02rem}.nav-cta{padding:1rem 1.65rem}.hero{padding:28px 0 0;background:radial-gradient(circle at 15% 25%,rgba(112,64,167,.09),transparent 30%),radial-gradient(circle at 80% 35%,rgba(35,141,132,.08),transparent 30%),linear-gradient(180deg,#fff,#f5f9ff)}.hero-grid{grid-template-columns:1.05fr .95fr;gap:38px;min-height:590px}.hero-copy{padding:36px 0 100px}.hero-kicker{color:#7040a7;font-size:1rem}.hero h1{font-size:clamp(3.2rem,5.1vw,5.7rem);max-width:760px;margin-bottom:24px}.hero h1 span,.hero h1 strong{display:block}.hero h1 strong{font-weight:900;background:linear-gradient(90deg,#7a3fad,#7040a7,#178eb3);-webkit-background-clip:text;background-clip:text;color:transparent}.hero .lead{font-size:1.34rem;color:#17213f;max-width:650px}.hero-services{list-style:none;padding:0;margin:26px 0 10px;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px 22px;color:#17213f}.hero-services li:before{content:'✓';display:inline-grid;place-items:center;width:22px;height:22px;border:1.5px solid #7040a7;border-radius:50%;margin-right:8px;color:#7040a7;font-weight:900}.hero-logo{display:flex;align-items:center;justify-content:center;min-width:0;padding:10px}.hero-logo img{width:100%;max-width:690px;max-height:590px;object-fit:contain}.credentials{position:relative;z-index:2;margin-top:-70px;background:#fff;border:1px solid #e4e9f5;border-radius:22px;box-shadow:0 14px 45px rgba(16,41,109,.12);display:grid;grid-template-columns:repeat(5,1fr);padding:24px 12px}.credentials div{padding:4px 22px;border-right:1px solid #dce2ee}.credentials div:last-child{border-right:0}.credentials b,.credentials span{display:block}.credentials b{color:#10296d}.credentials span{color:#59627a;font-size:.92rem}.trust{display:none}.section-soft{margin-top:20px}
@media(max-width:1050px){.topbar-values{display:none}.brand{width:285px}.nav-links{gap:15px}.hero-grid{grid-template-columns:1fr 1fr}.credentials{grid-template-columns:repeat(3,1fr)}.credentials div{border-right:0;border-bottom:1px solid #dce2ee}.credentials div:nth-last-child(-n+2){border-bottom:0}}
@media(max-width:860px){.topbar-inner{justify-content:center;flex-wrap:wrap;padding:6px 0}.nav{min-height:86px}.brand{width:245px;max-width:70vw}.brand img{height:70px}.nav-links{top:86px}.hero-grid{grid-template-columns:1fr;min-height:0}.hero-copy{padding:30px 0 10px}.hero-logo{order:-1;max-height:390px}.hero-logo img{max-height:380px}.credentials{margin-top:25px;grid-template-columns:1fr 1fr}.credentials div{border-bottom:1px solid #dce2ee}.hero h1{font-size:clamp(2.8rem,12vw,4.7rem)}}
@media(max-width:560px){.topbar{display:none}.brand{width:205px}.hero{padding-top:10px}.hero-logo{max-height:300px}.hero-logo img{max-height:290px}.hero-services{grid-template-columns:1fr}.credentials{grid-template-columns:1fr}.credentials div{border-bottom:1px solid #dce2ee!important}.credentials div:last-child{border-bottom:0!important}.hero h1{font-size:2.85rem}}

/* V4 content refinements */
.not-alone-section {
  padding: 1.1rem 0 0;
}
.not-alone {
  display: grid;
  grid-template-columns: minmax(220px, .7fr) minmax(0, 1.8fr);
  gap: 2rem;
  align-items: center;
  padding: 1.8rem 2rem;
  border: 1px solid rgba(119, 72, 180, .16);
  border-radius: 24px;
  background: linear-gradient(110deg, rgba(243, 235, 255, .92), rgba(236, 251, 251, .92));
  box-shadow: 0 16px 42px rgba(16, 41, 109, .08);
}
.not-alone h2 { margin: .15rem 0 0; }
.not-alone p { margin: 0; font-size: 1.08rem; line-height: 1.75; }
@media (max-width: 760px) {
  .not-alone { grid-template-columns: 1fr; gap: .7rem; padding: 1.35rem; }
}